Stinson & Associates Independent Insurance Agency
Your trusted partner for comprehensive personal and commercial insurance solutions, backed by decades of experience and personalized service.
Personal Insurance Solutions
Auto Insurance
Comprehensive coverage to protect you, your passengers, and your vehicle on the road. Our auto insurance policies go beyond the basics to ensure you're covered for collisions, liability, medical expenses, and damage to your vehicle.
We work with multiple carriers to find the perfect balance of coverage and affordability, taking into account your driving history, vehicle type, and personal circumstances to tailor a policy that fits your needs.
Home Insurance
Protect your most valuable asset with our comprehensive home insurance policies. We offer coverage for structural damage, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable.
Our team understands that your home is unique, which is why we take the time to assess specific risks like weather events, crime rates, and property values in your area to ensure you have the right coverage.
Umbrella Insurance
Add an extra layer of protection beyond the limits of your standard policies. Umbrella insurance provides additional liability coverage that kicks in when your underlying policy limits are exhausted.
In today's litigious society, having this extended coverage can be the difference between financial security and devastating loss. We'll help you determine the appropriate amount of umbrella coverage based on your assets and potential risk exposure.
At Stinson & Associates, we take pride in customizing each policy to your specific needs. Our team takes the time to understand your unique situation, ensuring you're properly protected without paying for coverage you don't need.
Specialized Personal Coverage
Rental Properties
Comprehensive dwelling fire insurance for your rental properties and investment homes. We provide coverage for property damage, liability protection, and loss of rental income to protect your investment.
RV Coverage
Specialized insurance for recreational vehicles including motorhomes, travel trailers, and fifth wheels. Our policies cover physical damage, personal belongings, and liability while you're on the road or at camp.
Boat Insurance
Protect your watercraft with comprehensive marine insurance coverage. We offer policies for boats, yachts, and personal watercraft that include hull damage, equipment coverage, and on-water liability protection.
Secondary Homes
Specialized coverage for vacation homes, seasonal residences, and second properties. Our policies account for the unique risks of unoccupied properties and provide appropriate protection for your getaway home.
Airbnb Coverage
Protect your short-term rental business with specialized coverage for Airbnb and vacation rental properties. We provide liability protection, property damage coverage, and business interruption insurance for hosts.
Our specialty insurance experts understand that unique properties and recreational assets require customized protection. We work with specialty carriers to ensure you have the right coverage for your specific needs and lifestyle.
Commercial Insurance: Protecting Your Business
Your business represents years of hard work, investment, and dedication. At Stinson & Associates, we understand the unique risks faced by businesses of all sizes and industries. Our comprehensive commercial insurance solutions are designed to protect your company's assets, employees, and future.
General Liability Insurance
Protect your business against claims of bodily injury, property damage, and advertising injury. General liability is the foundation of any business insurance portfolio, covering legal fees, settlements, and medical expenses if your business is held responsible for causing harm to others.
Workers' Compensation
Take care of your most valuable asset - your employees. Workers' compensation provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses, rehabilitation costs, and lost wages while protecting your business from potential lawsuits.
Commercial Property
Safeguard your physical assets, including buildings, equipment, inventory, and furniture, from fire, theft, vandalism, and certain natural disasters. We'll help you determine the right coverage limits based on your specific property values and risk exposures.
We partner with dozens of top-rated insurance carriers to find the perfect coverage for your specific industry and business model. Our team will work closely with you to identify risks unique to your operations and develop a comprehensive protection strategy.
Advanced Commercial Coverage Options
Specialized Protection for Modern Business Challenges
Today's business environment presents complex risks that require sophisticated insurance solutions. At Stinson & Associates, we offer advanced commercial coverage options to address these emerging challenges and provide comprehensive protection for your business operations.
From digital threats to liability concerns, our specialized policies are designed to fill gaps in standard coverage and protect against the unique risks your business faces. Our team stays at the forefront of industry developments to ensure you have access to the most current and effective insurance solutions available.
Excess Umbrella Liability
Extend your liability coverage beyond the limits of your primary policies for enhanced protection against catastrophic claims and lawsuits.
Cyber Liability Insurance
Protect your business from data breaches, ransomware attacks, and other cyber threats with coverage for incident response, recovery costs, and liability claims.
Lessor's Risk Insurance
Specialized coverage for property owners who lease space to tenants, protecting against liability claims and property damage.
Inland Marine Insurance
Coverage for business property, equipment, and goods in transit or at off-site locations, filling gaps in standard property insurance.
Industry-Specific Commercial Solutions
Different industries face unique challenges and risks. At Stinson & Associates, we've developed specialized insurance programs tailored to the specific needs of various business sectors. Our industry expertise allows us to identify the exact coverages you need while eliminating unnecessary policies.
Construction & Contractors
Specialized coverage for builders risk, equipment, liability, and bonds. We understand the complex exposures faced by construction companies and independent contractors.
Retail & Hospitality
Comprehensive protection addressing customer injuries, food safety, liquor liability, and inventory damage. Our retail and hospitality packages include specialized coverage for peak seasons.
Professional Services
Errors and omissions coverage, professional liability, and data breach protection for consultants, accountants, attorneys, and other service professionals.
Manufacturing
Coverage for equipment breakdown, product liability, supply chain interruption, and workers' safety in manufacturing environments.
Our agents have extensive experience working with businesses across dozens of industries. We'll take the time to understand your specific operations, identify potential exposures, and develop a customized insurance program that addresses your unique risks and challenges.
Our Health & Medicare Department
Specialized Healthcare Coverage Solutions
Navigating the complexities of health insurance and Medicare can be overwhelming. At Stinson & Associates, our dedicated Health & Medicare Department, led by Senior Licensed Agent Toni Chavez, provides expert guidance and personalized solutions to help you make informed decisions about your healthcare coverage.
With decades of combined experience, our health insurance specialists stay current on the ever-changing landscape of healthcare regulations, insurance options, and Medicare requirements. We serve as your advocates, helping you understand your coverage options and find plans that balance comprehensive protection with affordability.
"We don't just sell health insurance—we provide peace of mind by ensuring our clients understand their coverage and can access the care they need when they need it most."— Toni Chavez, Health & Medicare Department Manager
Individual & Family Health Insurance
Comprehensive health plans, including options available through the Health Insurance Marketplace, designed to fit your medical needs and budget.
Medicare Solutions
Expert guidance on Medicare Advantage, Medicare Supplements (Medigap), and Part D prescription drug plans to help seniors maximize their benefits.
Group Health Insurance
Affordable employee health benefit options for businesses of all sizes, helping you attract and retain talent while managing costs.
Short Term Health Plans
Dental & Vision Coverage
Supplemental plans to ensure comprehensive care for your eyes and teeth, available as standalone policies or as additions to your health coverage.
Why Choose Stinson & Associates
Expert Guidance You Can Trust
Our licensed agents bring decades of combined experience and ongoing education to ensure you receive the most current and comprehensive insurance advice available.
Personalized Service
We take the time to understand your unique situation and develop customized solutions that address your specific needs, not one-size-fits-all packages.
Comprehensive Protection
From personal to commercial coverage, we offer a complete range of insurance solutions through our network of top-rated carriers, ensuring you have access to the best options available.
Ongoing Support
Our commitment doesn't end at purchase. We provide continuous support, claims advocacy, and regular policy reviews to ensure your coverage evolves with your changing needs.
At Stinson & Associates, we believe insurance should be accessible and understandable. We take the time to educate our clients, explaining coverage options and policy details in straightforward language. Our goal is to empower you to make informed decisions about your protection strategy, with our expert guidance available every step of the way.
When claims occur, our team serves as your advocate, helping navigate the claims process and ensuring you receive the benefits you're entitled to under your policy. This commitment to service excellence at every stage of the insurance journey sets Stinson & Associates apart as a trusted partner in protection.
Our Clients Speak: Exceptional Service, Unmatched Trust
At Stinson & Associates, our greatest reward is the satisfaction and trust of our clients. Hear directly from those who have experienced our dedicated service and comprehensive insurance solutions. ⭐⭐⭐⭐⭐ "Stinson & Associates made navigating my business insurance incredibly easy. Their team was thorough, explaining every detail and finding a policy that truly fit my needs. I feel secure knowing my company is well-protected." — Sarah Chen, Owner, Chen's Catering ⭐⭐⭐⭐⭐ "After a car accident, I was overwhelmed. My agent at Stinson & Associates stepped in, handled all the claims paperwork, and ensured I received a fair settlement quickly. Their support was invaluable during a stressful time." — David Rodriguez, Individual Policyholder ⭐⭐⭐⭐⭐ "We've trusted Stinson & Associates with our home and auto insurance for years. Their responsiveness, personalized advice, and commitment to finding us the best rates have consistently exceeded our expectations." — Emily & Tom Green, Homeowners ⭐⭐⭐⭐⭐ "The team helped me understand my Medicare options when I retired. They broke down complex terms into simple language and guided me to the perfect plan. Their patience and expertise are truly commendable." — Robert Davis, Medicare Client
3105 S Price Rd Ste 135, Chandler, AZ 85248
Phone: (480) 855-3206
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